10 Tips for Catastrophe Recovery
As it becomes safe to do so, Allstate Insurance suggests homeowners carefully inspect their homes after a catastrophe for damage. Allstate policyholders whose homes or automobiles have been damaged by Wednesday’s storms that struck Alabama can start the claim process by calling 1-800-ALLSTATE (1-800-255-7828), or by logging on to www.Allstate.com. <br /><br /> <br /><br />• Make sure your home is structurally safe. If your home has sustained serious structural damage, be extremely careful and be sure it is safe to be inside the home.<br /><br />• Make reasonable temporary repairs to prevent further damage. Save the receipts for temporary home repairs as these expenses may be reimbursed as part of your homeowner’s policy. Your adjuster will need this information.<br /><br />• If your home is uninhabitable, review your policy to find out what additional living expenses your insurance policy may provide. Keep any receipts for expenses that may be reimbursed as part of your homeowners policy.<br /><br />• Assist claims adjusters assigned to your case. <br /><br />• Notify creditors if bills have been lost or you’re unable to pay. <br /><br />• Prepare to file an insurance claim by gathering all relevant Allstate policy numbers.<br /><br />• Report possible claims promptly. <br /><br />• Ask your utility company to stop service if your home is uninhabitable or has been destroyed.<br /><br />• Inventory your home and list damaged items before your adjuster arrives. An inventory can help facilitate the claim process after a disaster. <br /><br />• Work with a qualified tax expert to find out about tax breaks you may be eligible for because of your catastrophe losses.<br /><br />
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